iMobile Pay: Banking, UPI 14.0

The iMobile app by ICICI Bank is the official mobile banking app that offers over 400 banking services. It is accessible to both ICICI Bank customers and non-ICICI Bank customers, providing a wide range of benefits.

Major Offerings of iMobile:

• Instant personal loan, home loan, car loan, and other loan applications
• Online digital savings account
• Credit card applications
• Demat account opening for trading
• Opening fixed deposits, recurring deposits, or iWish deposits
• Easy UPI payments through QR code scanning
• Hassle-free bill payments such as utility bills and electricity bills
• Instant online mobile recharge, DTH services, and FASTag recharge
• Book flights, trains, and hotels

Prime Features & Services of iMobile Pay:

• Pre-approved RuPay credit cards: Enjoy the benefits of RuPay Credit Card and make seamless payments through the UPI platform.
• Manage multiple cards: Easily manage multiple cards like debit cards, credit cards, and forex cards. Pay credit card bills from other banks and set reminders for due dates.
• Investment made simple: Open a Demat account with iMobile Pay to start your investment or trading journey. You can also invest in various mutual fund schemes without a Demat account.
• 24/7 Chabot assistance through iPAL.
• iScore & Discover: Analyze your spending and create/manage budgets to maintain financial discipline.
• iFinance - View all your bank accounts in one place and analyze your income and expenses.
• Unlock iRewards & Personalized Offers: Earn rewards and access special offers after applying for a credit card.
• Customized notifications: Stay updated with notifications related to bills, loans, credit cards, and more.

Other Offerings by iMobile Pay:

• Forex Prepaid Cards
• Companion Cards
• SIP
• Apply for IPO
• Tap to Pay
• Scan to Pay
• Pay to Contact
• PPF
• NPS
• Gold loan
• Gold Bond
• Insta Term Life Insurance
• Cancer Cover
• Health/Travel/Motor Cover
• 24 hours TopUp
• Paylater

Personal Loan Highlights:

• Loan Amount: ₹25,000 to maximum as per eligibility.
• Repayment Tenure: 12 months to maximum as per eligibility.
• Rate of Interest: 10.35% to 10.75%.
• Processing Fees: Depends on the principle amount.

For example, if you borrow ₹5 Lakhs at an interest rate of 0.89% per month for 60 months, the monthly repayment amount will be ₹10,809. The processing fee is ₹1,770, and the total interest paid will be ₹1,48,539. The total amount to be repaid after 5 years will be ₹6,48,540. Please note that interest rates and processing fees may vary based on the product.

If you have any feedback, queries, or issues regarding the iMobile Pay app, please contact imobileapps@icicibank.com.